Autostar provides dealers an integration between Autostar for Windows and First Advantage CREDCO products and services. This integration allows dealers to pull Instant Merge credit reports and OFAC Pro Scan reports using DataFlite. DataFlite is a credit ordering solution from First American CREDCO that provides fast and secure access to credit reports via the Internet.

Using CREDCO with Autostar for Windows is a powerful combination. Instant Merge delivers the most complete credit report available anywhere in the nation. And, it comes to you in seconds, making it quick and efficient to use when spot delivering vehicles, seeking finance sources or funding loans. In addition, bureau scores, the FICO scoring system and fraud checks are available for a minimal charge.

Key Benefits

• Automatic access to Experian™, Equifax™ (CSC), or Trans Union™
• Pull 1, 2, or 3 bureaus simultaneously
• One standard report format, no matter which or how many bureaus requested
• Automatically eliminates duplicate information – both inter- and intra-bureau
• Provides a comprehensive summary that outlines the ALL the tradeline information at the beginning of the credit report
• Merge 2 or 3 bureaus into 1 bureau
• Stores bureaus to your computer hard disk for easy access
• No minimum monthly fees (You only pay for what you pull)
• Add credit bureau scores (FICO™, Empirica™, Beacon™)
• Can automatically retrieve the bureau that contains the most data

When you need the most complete credit information on your customers and would like the flexibility of selecting one, two, or all three credit bureaus, Instant Merge® is the product for you. Instant Merge® offers access to the three major credit bureaus, separately or in combination. When you select two or three bureaus, the tradeline information is merged and duplicate information is eliminated. Joint-applicant credit reports (husband and wife), are also merged into one report so you can review the information more efficiently. In every case, the report's tradeline information is summarized at the top, showing you the total balance and payments by account type, along with the current and long-term delinquency activity (30, 60, 90+ days). The result is a consistently laid out document, in one common format, that assists you in making a quick analysis of your customer's credit history. There are no hassles with cross-referencing several credit reports, or having to train your sales personnel to read various credit bureau report formats.

To be competitive in today's fast-paced automotive market, Instant Merge® gives you the winning edge. Call today and find out why over 8,000+ auto dealers and auto lenders have access to Instant Merge®.